Just ten years ago the longest mortgage you could get was for 20 years. Now mortgages of 35 to 40 years are fast becoming the norm, as people try to get on the property ladder despite rising house prices.
In 2000, 61 per cent of all mortgages taken out were for 25 years or less, 35 per cent were for 25 to 30 years, and just 1 per cent were for 35 years. At that stage, 40-year mortgages...
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