Personal bankruptcy is a very complex area which involves the navigation of personal insolvency legislation, companies acts, pension acts, tax acts, conveyancing legislation and various codes of conduct issued by the Central Bank. Some of the relevant legislation dates back to 1634. A good understanding is also required of the enforcement options that are open to a creditor who obtains judgment. The latest major piece of legislation, the 2012 Personal Insolvency Act has yet to...
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