Insurers fear further equality rulings

As insurance companies study the implications of the ruling by the European Court of Justice requiring gender equality in assessing risk, some in the industry fear restrictions on other rating factors could follow in the wake of the landmark case.

12th March, 2011

As insurance companies study the implications of the ruling by the European Court of Justice requiring gender equality in assessing risk, some in the industry fear restrictions on other rating factors could follow in the wake of the landmark case.

Insurers are concerned that conventional actuarial guidelines based on age and other broad criteria may have to be rewritten or discarded if equality laws are tested further.

‘‘Age is an obvious one,” said Andrew Langford,...

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