One in eight company directors is likely to die before retirement, according to figures from Caledonian Life. The firm said many companies underestimated the effect of the death of a senior staff member, director or business partner. According to the firm's research, company directors consider access to credit, cashflow and the recession as the primary risks to their businesses.
"We know that many small-to-medium-sized clients are more concerned by lack of access to credit than...
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