Wednesday October 28, 2020

How to beat the budget

James O'Donovan, author of How To Save €5,000 - This Year & Every Year, explains how to replace the purchasing power taken away by last week's budget by changing your spending habits.

9th December, 2012
Families will have less coming in after the budget changes take effect, but with sensible spending they can retain their standard of living. Photo: getty

I was inspired to start developing and using the techniques described in my book when the recession took hold. As a family, we had less money coming in each month, due to a combination of pay cuts and rising taxes. I was determined to reduce our spending by the same amount as the reduction in our household income - but I liked the lifestyle we had, and didn't want to make any significant changes to...

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