How bad is a 100 per cent mortgage?

While 100 per cent mortgages are risky for borrowers and banks alike, they are useful to look at - and also useful, perhaps, for a certain type of home buyer

11th November, 2018

From the offing, we start with a caveat: I am not endorsing the idea of 100 per cent mortgages, I am providing an explanation about them.

One hundred per cent mortgages are risky for borrowers, banks and the financial system in general - but for the person taking one out, how bad are they if they can sustain payments during the life of the loan?

We all know of examples of people who were and are...

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