The Health Insurance Authority, which regulates private health insurance, publishes a useful guide to understanding and comparing private health-insurance products. The guide, available on www.hia.ie, details the costs and the exact cover offered by each plan.
Before buying a plan with a low excess, check what expenses fall under the excess rate. For example, under VHI’s Family Plans, the excess of €1 applies to GP visits, physiotherapy, alternative medicine, dentistry, optical benefit and...
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