Monday October 26, 2020

Fact or fiction? We’re about to find out on mortgage lending

Central Bank will help get to the truth of the tale on housing policy

17th January, 2016
Central Bank are reviewing the mortgage lending rules for banks in Ireland Picture: Rollingnews

The forthcoming review of mortgage lending rules gives Ireland an opportunity to shake off its poor track record at evaluating policy.

In her excellent article on policy-making in Ireland, Professor Frances Ruane, former director of the ESRI, said the Irish are a nation of storytellers who like good anecdotes, and statistics tend to leave people cold.

When the CSO produces house-price data each month, many commentators helpfully convert cold statistics into real-life examples. It is...

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