Much of the debate about the mess in our banking sector has centred around shortcomings in regulation.
Failures on the part of the Central Bank and Financial Regulator have been highlighted many times. Regulation has been criticised for being a too ‘light touch’ and, in relation to the Financial Regulator, it appears that it didn’t have enough staff. Throw in a culture of not questioning the banks enough, and you have a recipe for disaster....
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