Challenging the consensus on your pension scheme

To the majority of pension scheme members, retirement is a long way off, and they have much more interesting and immediate preoccupations.

9th August, 2008

To the majority of pension scheme members, retirement is a long way off, and they have much more interesting and immediate preoccupations.

This may explain why about two-thirds of those given a range of investment choices end up with the ‘‘default’’ option. This is the investment choice chosen by the trustees for those who do not wish, or do not feel able, to choose for themselves.

By far the most common...

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