Mortgage cashback offers are often seen as borrowing from yourself over a 30-year period with interest.
While these tempting offers generally come with higher interest rates, if customers are savvy and understand the overall costs versus benefits of a cashback offer, they can make an informed decision to take advantage of a cash lump sum and switch lenders before they feel the pain.
Currently, three mortgage lenders on the market will give first-time buyers, movers...
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