Be clear about cover

For struggling homeowners, the temptation to cut home and contents insurance might be great. Tina-Marie O'Neill suggests ways to reduce premiums and retain peace of mind.

24th February, 2013
Ensure you have adequate insurance for your home and are not under or over-insured. Photo: Getty

Home insurance is not compulsory; however, some mortgage lenders insist on customers buying insurance as a condition of the loan, to safeguard their investment in the property in the event of severe damage such as a fire. Most people choose to have it to guard themselves against financial risks.

"You can save hundreds of euro in home insurance by shopping around, particularly if you haven't done so for a few years," said David Hughes, director...

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