Ask the Money Doctor John Lowe on family finance
Getting approval for a mortgage
**Answer:** Thanks Peter. Yes, slightly sensational stories have suggested that lenders have been offering mortgages of four or five times’ salary – a return to the practices that fed the senseless frenzy of the Celtic Tiger and the crash. By implication, lenders are now handing out mortgages indiscriminately. This is far from the truth.
In the year to the end of August, property prices in south Dublin increased by 25 per cent,...
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