NTMA or AVC?
**Question:** I have €5,000 to invest over a longer term. I have read your recent advice regarding the benefits of investing in NTMA state savings over a ten-year period, yielding a total return after tax of 30 per cent. I am employed, aged 42 and have an additional voluntary contribution fund. My question is – should I invest in state savings or make a contribution to my AVC fund?
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