If Irish people have learned anything from the economic crisis, it's that there is no such thing as free banking. A decade of mispriced lending and beggar-thy-neighbour promotions earned us the €63 billion bailout bill we're paying back today. Irish banking was cheap and reckless - until it became prohibitively expensive and neurotically cautious.
Now we're learning the lesson all over again, with the news that AIB is going to start levying new fees and...
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