A window of opportunity

October is a month when children think about their Halloween costumes and adults think about pensions, writes Liam D Ferguson.

20th October, 2013
Time is running out for you to reduce your tax liability. Photo: Thinkstock

October is a month when children think about their Halloween costumes and adults think about pensions.

Okay, perhaps the latter one is a bit of a pension practitioner's fantasy, but October and November are certainly the months when the pensions industry puts the marketing machine into top gear, mostly aimed at self-employed people who will be filing their tax returns for 2012 shortly and can reduce their tax liability by making a pension contribution at...

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