Pensions Special: There is no shortage of traps when choosing the right pension provider
It is a crucial decision - more than half of your future after-tax pension income can be snaffled in fees each year
Defined benefit pensions are dying - except in the public service where the actuarial liability of the taxpayer continues to pile up. It is a liability which if actuarially calculated would dwarf all others. It is off balance sheet, but a giant burden for taxpayers into the future. It makes a mockery of the words “fiscal prudence’’ and of the EU framework for oversight of fiscal governance in member states.
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