Whatever happened during the economic meltdown, one thing is certain; there was another meltdown going on at the same time. It was invisible but significant, it helped to precipitate the current housing crisis and it happened when senior civil servants, economists, strategists, lobbyists, advisers and politicians collectively forgot and/or ignored any rigorous assessment of the impact on real people when builders and developers took flight or collapsed, coupled with people losing their jobs and their...
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