Recently, I gave a talk at a Housing Agency event on the topic of mortgage arrears. I thought it would be worthwhile discussing some of the points raised at it in this column.
The narrative in much of the media is that banks are bad, borrowers are inherently innocent bystanders and there is a dearth of repossessions happening daily.
While each case deserves to be considered on its own merits, the narrative avoids one deeply...
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