But each of these has failed to tackle the tsunami of repossessions now facing thousands of Irish families. The mortgage-to-rent programme is an excellent concept, but executed horrifically. Both banks and advocates have agreed that this has utterly failed.
The reduction in bankruptcy from 12 years to three years is an optical illusion as, usually, an income attachment order is added for a further two years after the three year bankruptcy term.
The Central Bank mortgage...
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