How do we stop banks from taking homes?

We all know the history of how tens of thousands of people got into trouble with the loss of work, reduced hours, negative equity and personal debt. Politicians advised that despite a slow start there were tools now deployed to tackle this issue and

1st February, 2015
How do we stop banks from taking homes?
David Hall

But each of these has failed to tackle the tsunami of repossessions now facing thousands of Irish families. The mortgage-to-rent programme is an excellent concept, but executed horrifically. Both banks and advocates have agreed that this has utterly failed.

The reduction in bankruptcy from 12 years to three years is an optical illusion as, usually, an income attachment order is added for a further two years after the three year bankruptcy term.

The Central Bank mortgage...

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