‘You earn a good return, but you’re also helping to solve the housing crisis’

David Jelly, chief executive, and Marc Rafferty, co-founder, Property Bridges with construction workers

Even in this time of economic recovery, it has never been harder for small to medium-sized developers to access finance. “Banks pulled out of the market following the crash and are still reluctant to lend,” said David Jelly, founder of Property Bridges.

“At the same time, interest rates are at record lows, causing major problems for savers and investors. The internet age has enabled new financing models to emerge that are fairer and ...