Members of a pension scheme generally have just two choices to make during their career, whether to contribute more than the minimum and where to invest contributions.
However, it’s not that simple for those who are not members of a scheme. John O’Connell, director of Trident Consulting, a firm that provides independent advice to individuals, employers and trustees of pension schemes, said: “Pension saving is notoriously complicated for those who are not members of a...
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