Women must focus on the future and keep their financial planning options open

Proportionately, many more men have these financial products in place than women

A lot is written and debated when it comes to the reason for the gender pay gap and women complain about the glass ceiling. However, when it comes to our own financial planning, men make their own decision to take care of themselves in far greater numbers than women.

This is borne out when you look at pension penetration and penetration of protection products such as income protection which provides protection in the ...