Tie up your loose ends before Christmas

It’s all very well sorting out your personal finances in January, but there’s no harm in starting a little earlier

Are you the kind of person who has a drawer full of receipts and forms and assorted paperwork? A drawer that you avoid opening? Do you often think: “I must get around to tackling that,” but never do?

When it comes to our personal finances, inertia often creeps in. While it’s tempting to let the Christmas cheer distract you, it’s not too late to get to grips with the financial tasks you’ve been ...