Staying on top of your pension pot

A worthwhile pension is likely to cost you more than your home and garden . . . and it requires almost as much attention and cultivation

If you are reading an investment column it seems unlikely that you will feel comfortable having nothing more than the state’s old age pension to live on when you retire.

That aside, on current trends, if you are a private sector employee it’s likely you’ll need a pension well before you reach the age of 67 (or whatever higher state pension age applies by then), as private employers, in pursuit of shareholder value, ...