Softly, softly approach is key to success of pen sion auto-enrolment

Softly, softly approach is key to success of pen sion auto-enrolment

Behavioural economics show that workers will opt out if contribution rates are hiked up before they develop a savings habit

There are few more important decisions than how we prepare for our retirement. Making informed decisions about retirement options can have a huge impact on people’s future income and quality of life. Unfortunately this message hasn’t reached two out of three private sector workers, who will be totally reliant on the state pension for their income and will face severe cuts in living standards during their retirement years.

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