Simplifying our pensions system is not impossible
The current rules are so confusing that just mentioning the word ‘pension’ is enough to make many people’s eyes glaze over, but it doesn’t have to be this way
The Roadmap for Pensions Reform, a major policy document on changes to state, private and public service pensions that the government published in February, is Ireland’s second bite at the simplification cherry. Nearly two decades ago, we tried to untangle some of the complexity inherent in a system with extensive regulation, an alphabet soup of pensions products, different providers and a variety of ways to fund retirement savings. That attempt culminated in 2002 with the...
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