Plan your financial year now

Draw up a strategy, make it realistic and specific, and plot your financial course for the next 12 months

Once all the festivities of the next few days are over, attention will shift to plans for the year ahead.

Make a financial plan for 2017, but make it realistic and specific. Often, financial plans are more vague ideas than actual goals: save more, reduce debt and so on. But make it specific, put a plan in place – save an extra €100 each month, for example – and an aspiration becomes an ...