Now’s the time to get your pension on track

When it comes to saving for retirement, the experts are all agreed that the earlier you begin, the better

‘It’s still a head-in-the-sand job.”

Jerry Moriarty, chief executive of the Irish Association of Pension Funds (IAPF), is talking about the approach most people take to saving for retirement.

“The real focus for younger people is the cost of living – rents, getting on the property ladder,” Moriarty said. “People have a tendency to think ‘I’m not getting involved’ when it comes to pensions.”

Figures from a recent Standard Life survey indicated that ...