Lower rate incentive for health plans

Comment Insurers are tackling the flight of young people from health cover

Anne Frawley
Anne Frawley

Until the first of this month, all four health insurers in Ireland (Aviva, Glo, Laya and VHI) provided student rates up to age 21. On turning 21, some would take out cover at the full adult rate, but a significant proportion – many still in full-time education or on low salaries – would relinquish cover altogether. The problem is that it is exactly these young, fit and healthy members without significant claims who ...