Keep up the good work

Keep up the good work

Don’t let your financial new year’s resolutions drift now that January has ended. Continue to save money with these tips from personal finance expert Paul Merriman

Sit down with a pen and paper, or Excel on the laptop, and put down your income and your outgoings to show how much you have coming in and going out.

Have access to your online banking or bank statements to help remember all your outgoings: the regular weekly and monthly bills for transport, loans, shopping and services, as well as the once-off costs for Christmas, annual holidays and back-to-school. Things like home repairs, car...

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