Jill Kerby: Financial Matters

Jill Kerby: Financial Matters
Regina Doherty is overseeing the auto-enrolment pension Picture: Bryan Meade

Don’t waste time waiting for the state’s pension unicorn

If I was a financial adviser – and I am not – I would have a sign on my door that read “Auto-enrolment pension? Abandon hope all ye who enter here”. Counting on the government to meet its 2022 deadline for the introduction of a universal private pension scheme was both unrealistic and untenable.

That’s according to the real pension experts – the people who run pension funds, advise companies of the appropriate schemes, and especially the actuaries,...

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