Financial matters: Jill Kerby

Financial matters: Jill Kerby
A backpacker plan might suffice for a gap-year student or independent traveller, but it won’t cover you if you’re working abroad Pic: Getty

Protect yourself in Australia

Last week, red lights started flashing when I heard these words: “Don’t worry, Mum, we have it all sorted out.” They were said by my 25-year-old son, who declared: “We’re covered in Australia by a reciprocal health service agreement and we’re going to buy backpacker insurance.”

A comprehensive backpacker plan might be sufficient for the gap-year student or young person taking a year off to trek around beach resorts in Asia and...

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