How can I avoid paying out pension fees?

Ask Emma

Question: How can a person invest in their pension without having to endure the black box of unknown/unseen charges imposed by the usual pension providers?

There are a plethora of exchange traded funds and index trackers with very small administration charges that I’d like to invest in personally using my own money, but I can’t find any way to avoid the usual providers.

I’m a PAYE worker and happy to continue to contribute ...