Finnish start-up targets SMEs

Holvi is pledging a new more flexible model of banking.

Johan Lorenzen, founder, Holvi

Holvi founder Johan Lorenzen describes the venture as “the mission of the decade”.

“We want to see banking adapt to the way society works and the way small businesses work, rather than the other way around. It’s about changing the way banking works for the betterment of society,” said Lorenzen.

Technology is driving a fundamental shift in the way people live and work, according to Lorenzen, forging increasingly flexible work practices.