Debt will be a major issue for the next government

More than 30,000 mortgage borrowers are still in long-term arrears

Some feel the next government will have an uphill battle on its hands

When the current government took office, Ireland had no insolvency legislation and it took 12 years to exit bankruptcy.

Almost five years on, the landscape for debtors has changed significantly with a new insolvency regime and a shorter bankruptcy term. But has the current government done enough or will debt continue to be a major issue for the next government when it takes up the mantle next year?

Some feel the next government ...