Your Money: Current accounts: the options

Banks – and consumers too – are shifting towards a more digital way of banking

Banking for free is now largely the preserve of students, OAPs and those who can afford to leave thousands of euro languishing in their current accounts.

Fewer branches, less over-the-counter service, and more automation is the order of the day in the personal banking market.

Banks have tried to nudge customers towards more automated banking by structuring fees in such a way that an online approach makes more sense.

With Bank of Ireland, ...