Ask Emma: Where is the value in my current account? market?

Question: I have had a current account with the same bank for as long as I can remember. I’m thinking of switching provider because I’m sick of all the charges. What’s my best bet?

Mark, Waterford

Answer:Unfortunately, Mark, it is getting increasingly difficult to avoid bank charges for simple day-to-day transactions, such as withdrawing money from an ATM, lodging a cheque to your account or using your debit card to make a purchase.