Ask Emma: Financing the college years

Question: My son is sitting his Leaving Cert exams. He’s hoping to start college in September. I’ve been saving for his college expenses for the last few years, but I’m wondering if there are any tax reliefs or supports available to lessen the load?

Brian, Carlow

Answer: Brian, I hope the exams are going well for your son.

Tuition fees were abolished in Ireland in the 1990s, but third-level students still face hefty bills when they start college, so your family has an expensive period ahead.

Plus recent hikes in the registration fee that students face each academic year have significantly increased the cost of going to college. The annual third-level student contribution charge will rise to €3,000 ...