Ask Emma

How can car insurance be brought down?

Emma Kennedy is Money Editor at The Sunday Business Post and is also a qualified financial adviser

Question: My 23-year-old son has been driving for the last four years on my insurance policy. He’s about to buy his own car. He rang three insurers for quotes, and the prices were astronomical – between €2,000 and €4,000. There’s no point in him buying a car if he can’t afford the insurance. But having him on my policy is increasing my premiums as well. Is there anything he can do to try ...