10 Tips on how to recover your financial health

If you’ve overspent in 2017 and don’t want to repeat the same mistakes next year, now is the time to get planning and have a happier financial 2018

You have eaten too much, spent too much and now you have to pay the piper. How many of us find ourselves in this position after Christmas?

Bills coming through the letterbox being ignored, minimum payments paid on our credit cards – keep that up and it will take 20 years to clear – and finding motivation to get our finances fighting fit for the new year is just a bridge too far.