Dip in and cash out: a new type of pension pot
Karl Deeter Talking Finance: Changing the rules on when you can ‘cash in’ on your pension may encourage more of us to save more for later years
2021: Ireland's next property crash
Ireland’s next economic crash is set for 2021, unless the right questions are asked and answers found to halt the country’s boom-bust cycle
Running the numbers to buy yourself wealth
Talking Finance: The majority of household wealth is in property ownership. But, as we know too well, there are always risks involved
Finding solutions to the property problems
If you let individuals decide where and how they want to live, they will sort out housing for themselves
Denial and inertia are the reasons for high costs - not the banks
Karl Deeter Talking Finance Don’t just blame the banks for your mortgage woes – it’s more complicated than that
The sins of our fathers
Karl Deeter: Refusing to deal with the mortgage arrears problem earlier comes with consequences
Finding the opportunities that won’t find you
Karl Deeter Talking Finance: If you’re buying from an estate agent, you’ve already lost. You need to beat them at their own game
Karl Deeter Talking Finance: Throwing the baby out with the bathwater
Margins made on interest rates here are about the only thing the banks have going for them. So why would AIB throw that away?
Time to really think outside the box
Karl Deeter Talking Finance A new approach is needed to accommodate demand – and trying a host of innovative measures is better than this status quo of market barriers
Finding the opportunities that won't find you
Karl Deeter, Talking Finance: If you're buying from an estate agent, you've already lost. You need to beat them at their own game.
State is a paltry provider when it comes to the poor
The reason we fail consistently with social housing is down to expectations of how it will be provided versus what happens in reality.
Budget provides no extra rooms at the inn'
Karl Deeter Talking Property: We need to sift through the figures to work out exactly how much the government is committed to social housing.
Central Bank's intervention on mortgages is wrongheaded
Karl Deeter Talking Finance: Premature Central Bank prudence and protection is a punishment not a panacea.
Buy in haste and you will repent at leisure
Karl Deeter Talking Finance: With the CGT waiver under threat, investors are bidding high. But are sharp price rises in the sector a good thing?
First-timers must show ability to repay their loans
First-time buyers need to be aware of repayment capacity issues when seeking credit in this market, writes Karl Deeter.
Tracker options are window dressing in a broken market
Comment: The banks’ true intention is to re-profile loans that would otherwise never be altered.
Too many moving parts in uncertain housing market
Comment: Property is fashionable again for all the wrong reasons, and there seems to be no way to stem the tide.
Devil in the detail in debt write downs
Recent headlines on home loan write downs risks creating false expectations among other borrowers, writes Karl Deeter.
Banking after the collapse
It's hard to remember that there was a time when Irish banks were considered good investment grade institutions.
Giving banks a break is no guarantee of growth
A key justification of the bank bailout in Ireland was that it would allow banks to keep lending to support the domestic economy.