Insurance Special: A perfect storm for insurance

The insurance industry faces an epidemic of fraudulent claims, with investigators fighting a running battle against scam artists

Picture a quiet country road in Co Cork. A car drives along at a moderate speed and inexplicably rams the back of an empty parked vehicle. A third car arrives, and a group of people jump out. The people climb into the damaged car and call the emergency services. When the Gardaí and ambulance personnel arrive, they find that everyone is complaining of soft tissue injuries and whiplash.

Sound outlandish? Not so. It ...