25 May 2013

POCKET WATCH: Brenda Ryan

12:50, Emma Kennedy, Personal Finance Correspondent

Brenda Ryan is director of claims and provider relations, as well as a shareholder, of Laya Healthcare, the new name in the Irish health insurance market. She lives with her husband and son in Co. Cork.

**What's the best investment you ever made?**

Investing in Laya Healthcare.

**What's the worst investment you ever made?**

In these current times one would have to say property, the lucky ones today are those that do not have a mortgage.

**Do you own your own home or other investment property?**

I invested in my own home and have other investment property.

**What type of car do you have?**

An Opel Antara.

**Do you have a pension?**

Yes, I believe everyone should have a pension and think about the future. I started mine when I was 23 and working for BUPA Ireland.

**Which investment options do you currently favour?**

I have never been a big share investor, and while property is currently not going so well I believe it will come around again.

**What was the best financial advice you ever received?**

Probably from my Father, ‘watch the pennies and the pounds will follow’.

**If you were the Minister for Finance for a day and could change one thing, what would it be?**

I would immediately work to remove the current health levy system which, at €285 per adult, means that all customers, and particularly those on the lowest level schemes, continue to carry a disproportionate burden.

**Are you a saver or a spender?**

A bit of both, all work and no play makes for a dull life!

**What's your top financial priority?**

Security for the future for me and my family.

**How would you describe your attitude to your personal finances?**

A bit like the Elvis Presley song, ‘you are always on my mind’!

**What's your top money saving tip?**

Start saving once you start earning.

**What's your biggest indulgence?**

A nice spa break away.

**If you had all the money you could wish for, what three things would you buy?**

1) A top notch gift for everyone in my family

2) A holiday home in the sun

3) A personal chef

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